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Agents + Savings You Can Rely On

Agents + Savings You Can Rely On

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Buy a Home

  • Connect with a local real estate agent through Freedom Homes partners
  • Save $1,000 when you buy a home*
Get Started Online
 
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Buy and Sell a Home

  • Connect with a local real estate agent through Freedom Homes partners
  • Save $1,000 when you buy a home*
  • Save 1% of the purchase price on commissions when you sell a home*
Get Started Online
 
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Sell a Home

  • Connect with a local real estate agent through Freedom Homes partners
  • Save 1% of the purchase price on commissions when you sell a home*
Call 800-241-7410
 

  • Freedom Homes can help you connect with agents to find your dream home. Plus, you can save money when you buy or sell a home through Freedom Homes partners.*

    • When you work with a network agent to buy a home, you can save $1,000*.
    • When you work with a network agent to sell a home, you can save 1% of the purchase price on agent commissions*.

    When you work with a network agent to buy and sell a home, you will save $1,000, as well as 1% of the purchase price, on agent commissions!*

    Freedom Mortgage can help you get prequalified online to buy your next home. We also offer a Close-on-Time Guarantee** and much more.

  • Anyone buying or selling a home can earn Cash Rewards through Freedom Homes partners. You don't need to be a Freedom Mortgage customer to enjoy the benefits. You can take advantage of commission savings when you sell a home without buying a new home. Homebuyers who pay cash are still eligible to save, too.

  • When you are buying a home, real estate agents can help you find homes that meet your needs and fit your budget. They can help you make offers, negotiate with sellers, coordinate home inspections, and manage paperwork.

    When you are selling a house, a real estate agent can help you set the price, list your home, manage open houses and showings, review offers, and negotiate for you. Learn more about real estate agents.

  • The cost of buying and selling a house is different for each person. When you are buying a house, you'll want to consider the prices of homes you can afford, as well as how much cash you'll need for a down payment, closing costs, home repairs, and moving expenses.

    If you're a homeowner now, it might be a good idea to look at the total cost of your monthly mortgage bill, which includes payments for principal, interest, homeowners insurance, property taxes, and mortgage insurance (if your loan requires it). You should consider maintenance costs, too. Learn more about the money you'll need to buy a house.

    When you are selling a house, it can cost you between 10% and 15% of the purchase price, according to U.S. News and World Report. For example, if you sell your home for $400,000, it might cost you between $40,000 and $60,000 to sell it.

    These costs include real estate agent commissions, repairs, closing costs, property taxes, and more. Learn about the costs of selling a home.

Home affordability calculator

How much home can you afford?

When you’re thinking about buying a home, figuring out how much you can afford is a great first step. Use our home affordability calculator to get an estimate!

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Calculator assumes an average cost for homeowner association dues and is based on a set housing and debt ratio. This calculator is made available as a self-help tool for your personal use. We do not guarantee its accuracy or applicability to your individual circumstances. Resulting calculations are for illustrative and informational purposes only and are not intended as investment or financial advice. Consult a qualified financial advisor before making important personal finance decisions. To get a better understanding of the benefits of buying a home, speak with a loan advisor at Freedom Mortgage.

Based on the values you provided, you may be able to afford a home worth up to $270,000

Get your calculator results delivered to your email

Let us help you save more on your mortgage each month by lowering your interest rate. Fill out the form below and one of our licensed Loan Advisors will contact you.

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* This calculator is made available as a self-help tool for your personal use. We do not guarantee its accuracy or applicability to your individual circumstances. Resulting calculations are for illustrative and informational purposes only and are not intended as investment or financial advice. Consult a qualified financial advisor before making important personal finance decisions. To get a better understanding of the benefits of refinancing, speak with a loan advisor at Freedom Mortgage.

A loan advisor from Freedom Mortgage will reach out to you to review your results and discuss the request for a cash out refinance on your home’s equity.

By entering your mobile number and email address and clicking “Get Your Results” below, you consent to be contacted, including via automated technology, by Freedom Mortgage and any of its current or future affiliated companies (collectively “Freedom Mortgage”) at that mobile number and email address for marketing purposes. You affirm that you are the subscriber of the phone number(s) and email address or that the subscriber has authorized you to provide this consent. Your consent is not a condition of purchase of goods or services from Freedom Mortgage. You can revoke your consent at any time by contacting Freedom Mortgage at 855-690-5900.
green checkmark in the center of a green circle.Your results have been emailed to you. A loan advisor will reach out to you soon.

Based on the values you provided, you may be able to afford a home worth up to $270,000

Learn more about buying and selling a home

Check out these articles for more information about buying your first or next home.

How to buy a house

Five steps to buying your next home

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How to get prequalified for a mortgage

Estimate how much home you can afford

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How much money do you need to buy a house?

Decide whether you can afford to buy a home

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*The Cash Rewards Programs (“the Programs”) are provided by Home Advantage Partners and Home Story Real Estate Services. Freedom Mortgage is not affiliated with Home Advantage Partners or Home Story Real Estate Services. Freedom Mortgage is not responsible for the Programs provided by Home Advantage Partners or Home Story Real Estate Services. Obtaining a mortgage from Freedom Mortgage is optional and not required to participate in the Programs. The borrower may arrange for financing with any lender. Freedom Mortgage is not licensed as a real estate broker, and its employees are not authorized to perform, nor do they perform, any activity that is or could be construed as unlicensed real estate activity.

Homebuyers and sellers must use a real estate agent in the HomeAdvantage or Home Story network (“certified network agent”) to complete the buy and/or sell transaction to be eligible for Cash Rewards, and the prospective purchaser or seller of real estate property must be eighteen (18) years of age or older. In some cases, a certified network agent may not be available. If you are currently working with a real estate agent, this is not a solicitation.

Cash Rewards may be limited and/or prohibited by state law. For example, no reward will be available for buyers in MS. Other eligibility requirements for the Programs are listed below.

HomeAdvantage Cash Rewards Program

Cash Rewards may be in the form of a closing cost credit disclosed on the Closing Disclosure or a reduced real estate commission, with the exception of the following states, where a check will be issued after closing: AL, AK, IA, KS, LA, MO, OK, OR, and TN.

Home Story Rewards

Home Story will issue the reward using the payment option you select within 45 days of receiving the Closing Disclosure or other documentation reasonably required to calculate the amount of the reward. Real Estate fees and commissions still apply. Short-sale transactions do not qualify for the reward, and employee-sponsored relocation plans may preclude participation in the program. The reward is valid for 18 months from the date of enrollment and, after that time, you must re-enroll to be eligible.

State law may limit the reward to $1,000 per qualified buy transaction or a 1% discount on the total commissions paid on a sell transaction. No reward will be available for buyers in MS, OK, and OR. Rewards in KS and TN are required to be delivered by gift card. An agent rebate may be available for buyers in lieu of the reward in NJ and should be discussed with the agent upon enrollment.

**Visit FreedomMortgage.com/Purchase-Promise-Eligibility to view the eligibility requirements for the Close-on-Time Guarantee.